Insurance Litigation
The whole reason why customers pay their insurance premiums each month is so that in the event something cited in the policy should happen, the customer will be protected. Unfortunately, insurance companies often do not always have their customer’s best interest at heart. Instead, the company is in the business to make money, so they will do whatever they can to avoid cutting into that profit, including minimizing the compensation they pay out or denying the claim completely.
Insurance litigation attorneys know that there are many actions that fall under insurance bad faith practices. Some of the most common include:
· Discounting, delaying, or denying the claim with no reasonable basis for taking this action
· Failure to acknowledge a claim
· Failure to conduct an appropriate appraisal
· Failure to conduct an investigation
· Failure to pay a claim – or deny it – within a reasonable time
· Failure to respond to a claim
· Harassing, intimidating, or using other improper or illegal behaviors in an effort to prevent the customer from pursuing a valid claim
· Misrepresentation of the insurance policy terms
· Refusal to disclose pertinent information
· Trying to settle the claim for a substantial less amount than what the victim is entitled under their insurance policy
Insurance litigation attorneys have seen these types of bad faith practices used in all kinds of insurance policies, including automobile, homeowners, disability, commercial, and life insurance. If your insurance company is refusing to give you the financial compensation that you deserve per the terms of your policy, you need a member of our legal team advocating for you. A law firm will help you fight back against these insurance company tactics and work on your behalf to get you the settlement amount you are entitled to.
In some cases, not only will the court award an insurance litigation victim the special damages they are entitled to, but they may also award the victim damages for the emotional distress the insurance company put them through. There are even cases when the jury has awarded the victim punitive damages as a way to punish the insurance company for egregious practices.
Contact an Insurance Litigation Attorney
If you have filed a claim with your insurance company and they refuse to honor your policy, it is crucial to your case to find a bad faith litigation lawyer who is not only is a skilled negotiator but is also an experienced and aggressive litigator who will take your case to trial if the insurance company fails to negotiate in good faith. Call a law office today to schedule a free case evaluation with an insurance litigation attorney.
